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Home \ Personal Insurance \ Winter Recreational Vehicles – Do You Have The Proper Insurance Coverage?

Winter Recreational Vehicles – Do You Have The Proper Insurance Coverage?

Posted by Citizens Insurance Agency on December 12, 2018

Winter recreational vehiclesTemperatures have dropped and snow has fallen. With that comes the opportunity to use your winter recreational vehicles. Make sure you have proper insurance coverage, so no matter what happens you’re covered.

Winter ATV Insurance CoverageWinter Recreational Vehicles

You might enjoy riding your snowmobile or take your ATV out on the trails. Don’t forget about your fish house. If you are heading out ice fishing you’ll want to make sure your fish house is on your insurance policy. These are some of the most common winter recreational vehicles that we see people insure. 

Should I Continue Coverage on Summer Recreational Vehicles?

Another question we get from people is whether they should continue to have insurance coverage on things they only use in the warmer summer months. They put their boat and motorcycle in storage, so they won’t be used – can’t they temporarily drop the insurance coverage and save some money? There are a few reasons you won’t want to do that:

  • They still face risk – theft, fire, damage
  • Some policies are 12-month policies that take into account that you probably won’t be using a boat (or other seasonal item) in winter.
  • What if we get an unseasonably warm winter, the snow melts and you want to take your motorcycle out for a ride, but you don’t have insurance coverage?

What kind of coverage do you have on your recreational vehicles? Check with your insurance agent to make sure you have the right policy. Each company and policy offers different coverage. Enjoy the winter and make sure you have the right insurance for piece of mind!

Contact Your Citizens Insurance Agent Today!
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Filed Under: Personal Insurance Tagged With: Personal Insurance, Recreational Vehicle

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Contact

102 Main St South
PO Box 339
Hutchinson, MN 55350

Phone 320-587-2674
Toll 888-234-2910
Email [email protected]

Hours

Monday-Thursday
8:30am–5:00pm

Friday
8:30am–4:00pm

A wholly owned subsidiary of Citizen Bancshares of Hutchinson, MN, Citizens Insurance Agency welcomes the opportunity to help you with all of your insurance needs. Citizens Insurance Agency products are not FDIC insured, are not insured by any federal agency, are not deposits of Citizens Bank, are not guaranteed by Citizens Bank, and may lose value.

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