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Home \ Uncategorized \ Insuring a Camper

Insuring a Camper

Posted by Citizens Insurance Agency on April 26, 2017

 

Think of buying a camper or already have a camper. Here are some things to consider when insuring it.

Auto Insurance vs. Travel Trailer Insurance

Putting a camper on an auto policy is possible, but there are some things to take into consideration:

  • Liability Coverage- your camper will be cover as long as you are pulling it with your insured vehicle. Once you unhook your camper wherever it may be, there’s not liability coverage.
  • Your coverage when the camper unhooked is Other than Collision & Collision only.

Putting a camper on Travel Trailer Insurance, is a great way to insure

  • Vacation Liability- liability coverage after your Travel Trailer is unhooked, for the area at your campsite, you  may be liable if someone is injured.
  • Replacement Cost of Personal Property- Covers Personal Property inside your covered Travel Trailer
  • Emergency Vacation Expense-if something happens to your Travel Trailer while on vacation, it

will help pay for reasonable expenses for lodging and transportation

  • Disappearing deductibles-your deductible decreases 25% every year you are claim-free.
  • Roadside Assistance

 

 

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102 Main St South
PO Box 339
Hutchinson, MN 55350

Phone 320-587-2674
Toll 888-234-2910
Email [email protected]

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Monday-Thursday
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Friday
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A wholly owned subsidiary of Citizen Bancshares of Hutchinson, MN, Citizens Insurance Agency welcomes the opportunity to help you with all of your insurance needs. Citizens Insurance Agency products are not FDIC insured, are not insured by any federal agency, are not deposits of Citizens Bank, are not guaranteed by Citizens Bank, and may lose value.

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