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Home \ Personal Insurance \ Do You Have The Right Recreational Vehicle Insurance Coverage?

Do You Have The Right Recreational Vehicle Insurance Coverage?

Posted by Citizens Insurance Agency on May 8, 2018

The ice is off the lakes, temperatures are warming up and people are out enjoying the beauty of the Minnesota outdoors with recreational vehicles. Docks, lifts and boats are in the water. RVs are heading out for camping adventures. ATVs, side-by-sides and golf carts are out on the trails and golf courses. Do you have the right recreational vehicle insurance?

recreational vehicle camping

They are fun to use and people don’t always take the time to think about their recreational vehicle insurance coverage. Recreational vehicles are not automatically included in your auto or homeowners insurance. Accidents do happen. It is better to think about your insurance coverage now before it is needed. Start the summer with one less thing to worry about. 

 

What is considered a recreational vehicle?

  • ATV (All-Terrain Vehicles)recreational vehicle insurance
  • Side-by-Sides
  • Golf Carts
  • RVs (motorhomes, campers, travel trailers)
  • Motorcycles
  • Boats along with docks and lifts
  • Personal watercraft
  • SnowmobilesBoat insurance

Operating Recreational Vehicles

Another thing to think about is how and where you are using your recreational vehicle. Are you strictly using it on private property or do you go on public roadways? There are different types of recreational vehicle insurance coverage available, so make sure you have the proper coverage to ensure your protection in case of an accident. Always keep safety in mind when operating recreational vehicles. The Minnesota Department of Natural Resources offers safety training and tips that can help your family learn the safest way to operate these vehicles.  Safe operation along with proper insurance will get you started in the right direction.

There are a variety of personal insurance options available. Check with your Citizens Insurance Agent to review your current coverage. Make sure you’re set for the summer. 

Contact your agent today!
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Filed Under: Personal Insurance Tagged With: Recreational Vehicle

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Contact

102 Main St South
PO Box 339
Hutchinson, MN 55350

Phone 320-587-2674
Toll 888-234-2910
Email [email protected]

Hours

Monday-Thursday
8:30am–5:00pm

Friday
8:30am–4:00pm

A wholly owned subsidiary of Citizen Bancshares of Hutchinson, MN, Citizens Insurance Agency welcomes the opportunity to help you with all of your insurance needs. Citizens Insurance Agency products are not FDIC insured, are not insured by any federal agency, are not deposits of Citizens Bank, are not guaranteed by Citizens Bank, and may lose value.

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