Be Prepared In Case of Storm Damage

Last week we experienced our first big storm of the summer in the Hutchinson area. There was rain, hail, and wind – lots of wind. Numerous people experienced damage to their homes, vehicles and property. Following the storm we received many calls to check on insurance coverage and to file claims. Do you have the right insurance coverage in case of storm damage?

Do You Have Proper Insurance Coverage?

Now is the time to check what kind of insurance coverage you have on your car, home and property in case of storm damage. It is just the start of the summer season. There are many more opportunities for damage. After the storm happens it is too late to request the insurance coverage, but when you have insurance you’ll have the piece of mind knowing that you’re covered when you need it. 

Cars, businesses, farm crops, and homes receive hail damage, trees get uprooted and cause property damage, wind can cause damage, lightening strikes, and we see an occasional tornado. These events can be tramatic and challenging, but it is even more difficult when someone finds out they didn’t have insurance coverage. Now they don’t have the money to replace or repair the damage. 

Contact your Citizen’s Insurance agent today to double-check your coverage. We’ll look over your coverage, make sure you understand your policies, answer any questions, and help make adjustments if needed. 

Watch Out For Storm Chasers

Another tip – please watch out for storm chasers. These people follow storms and show up on your doorstep afterwards wanting to check for storm damage. They offer to help fix the damage and process claims. Do not sign anything the storm chasers offer. If you are concerned about storm damage always contact your insurance representative as soon as possible, so we can assess the damage and start your claim process. We can also point you in the direction of a reputable repair service if needed.  Storm chasers can add complexity to an already difficult situation.