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Home \ Personal Insurance \ Check Your Sump Pump To Avoid Water in Your Basement

Check Your Sump Pump To Avoid Water in Your Basement

Posted by Citizens Insurance Agency on April 9, 2018

Sometime soon the snow will stop falling in Minnesota. We’re hopeful that spring weather is right around the corner. Be prepared for warmer spring weather and check your sump pump. Melting snow, rain, warmer temperatures and frozen ground thawing means that sump pumps will need to function or you’ll end up with water in your basement. 

Importance of Sump Pumps

Sump Pump

Sump pumps are an important piece of equipment in homes that often gets overlooked.  During winter in Minnesota your sump pump may run less often or not at all, but it is important that it is functioning in spring when you need it. We often hear from people frustrated with water damage in their basement after it happens. It makes a mess, ruins personal property and can be expensive to clean-up. 

There are a few things you can do to make sure you are prepared.

  1. Check you sump pump and make sure it is functioning properly.
  2. If you aren’t sure how to do this contact a professional, local plumbers are usually your best choice.
  3. Make repairs or replace your sump pump if neccessary.
  4. Do you have a back-up power source? If the power goes out your sump pump won’t function unless you have a back-up power source. Have a plan in place.
  5. Check your insurance coverage. Do you have proper coverage if you get water in your basement? 

While we aren’t sump pump experts, insurance is our specialty at Citizen’s Insurance Agency. We can check your current coverage and answer your insurance questions. Coverage for a sump pump malfunction is not automatically in everyone’s homeowner insurance. It is in your best interest to understand what coverage you have before you need it. 

Do you have proper home insurance coverage?

Contact your Citizen’s Insurance Agent Today
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Filed Under: Personal Insurance Tagged With: Water Damage

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Contact

102 Main St South
PO Box 339
Hutchinson, MN 55350

Phone 320-587-2674
Toll 888-234-2910
Email [email protected]

Hours

Monday-Thursday
8:30am–5:00pm

Friday
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A wholly owned subsidiary of Citizen Bancshares of Hutchinson, MN, Citizens Insurance Agency welcomes the opportunity to help you with all of your insurance needs. Citizens Insurance Agency products are not FDIC insured, are not insured by any federal agency, are not deposits of Citizens Bank, are not guaranteed by Citizens Bank, and may lose value.

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